Reverse Tax Guide

GST, HST, PST, and QST Explained

Clear reverse-tax guidance with formulas, examples, and calculator links for tax-inclusive totals.

GST, HST, PST, and QST Explained reverse tax visual

GST, HST, PST, and QST describe Canadian sales-tax systems that change which rate belongs in a reverse tax calculation. GST is federal, HST combines federal and provincial tax, PST is separate provincial tax, and QST applies in Québec. A tax-inclusive Canadian receipt can use one combined rate or separate tax lines; reverse calculation must match the printed tax structure before extracting the included tax. Province and transaction date set the rate.

What Are GST, HST, PST, and QST?

These taxes are consumption taxes, meaning they generally apply to taxable supplies of goods and services.

TaxMeaningBasic role
GSTGoods and Services TaxFederal tax
HSTHarmonized Sales TaxCombined federal and provincial tax
PSTProvincial Sales TaxProvincial tax in some provinces
QSTQuébec Sales TaxQuébec provincial sales tax

The reverse tax method depends on whether the taxes are shown separately, combined, or included in one final total.

GST Explained

GST is Canada’s federal goods and services tax. CRA guidance states that the rate to charge depends on the place of supply and that zero-rated supplies have a 0 percent GST/HST rate throughout Canada. It gives basic groceries as an example of a zero-rated supply.

For reverse tax:

GST situationCalculation approach
GST only includedDivide by GST multiplier
GST shown separatelySubtract or verify
GST plus PSTCheck whether both apply and how
Zero-rated supplyNo GST amount to remove

GST Reverse Tax Formula

If GST is the only tax included:

Pre-tax amount = GST-inclusive total / 1.05

Included GST:

GST = GST-inclusive total - pre-tax amount

Example:

210.00 / 1.05 = 200.00

210.00 - 200.00 = 10.00

HST Explained

HST combines GST and a provincial component into one harmonized rate in participating provinces. CRA guidance says that if HST applies, the total HST rate should be shown rather than the federal and provincial parts separately.

CRA guidance also notes that Nova Scotia decreased the provincial portion of HST effective April 1, 2025, resulting in a 14 percent HST rate in Nova Scotia.

For reverse tax, HST is usually treated as one combined rate:

Pre-tax amount = HST-inclusive total / (1 + HST rate / 100)

HST Reverse Tax Formula

If the HST rate is 13 percent:

Pre-tax amount = HST-inclusive total / 1.13

If the HST rate is 14 percent:

Pre-tax amount = HST-inclusive total / 1.14

Use the rate that applies to the place of supply and transaction date.

PST Explained

PST is provincial sales tax. It is separate from GST in provinces that use PST rather than HST. PST rules vary by province.

CRA guidance notes that if PST is charged in the place of supply, GST is calculated on the price without the PST. This matters because GST and PST may not always be a single compounded rate.

For reverse tax, check whether the total includes:

Tax setupReverse-tax approach
GST onlyUse GST rate
PST onlyUse PST rate if applicable
GST and PST separatelyUse additive or line-based method
Tax shown by lineReverse each line or group

PST and GST Are Not Always One Simple Rate

When GST and PST are both charged, verify the calculation base. If both are calculated on the same pre-tax price, an additive combined rate can work as a math shortcut. If one tax is calculated differently, or if exemptions differ, separate the lines.

SituationMethod
GST and PST on same baseAdd rates as a shortcut
GST applies but PST exemptReverse GST only
PST applies but GST zero-ratedReverse PST only if included
Different basesCalculate separately

QST Explained

QST is Québec sales tax. Revenu Québec states that GST is calculated at 5 percent on the selling price, and QST is calculated at 9.975 percent on the selling price excluding GST.

That means a simple Québec GST and QST example can use:

5 percent + 9.975 percent = 14.975 percent

This is not because QST disappears into GST. It is because QST is calculated on the selling price excluding GST under the cited Revenu Québec rule.

QST Reverse Tax Formula

For a basic Québec example where GST at 5 percent and QST at 9.975 percent both apply to the selling price:

Combined rate = 14.975 percent

Pre-tax amount = Total / 1.14975

Then:

Included tax = Total - pre-tax amount

This formula should be used only when the same base and cited rule apply.

GST vs HST vs PST vs QST

TaxFederal or provincialUsually shown asReverse-tax concern
GSTFederalSeparate taxMay combine with PST
HSTCombined federal-provincialOne total HST rateUse total HST rate
PSTProvincialSeparate provincial taxRules vary
QSTQuébec provincialSeparate provincial taxCombine carefully with GST

Canadian Tax Entity Map

EntityRole
SupplyGood, service, lease, or other taxable supply
Place of supplyDetermines which province or territory rate applies
GSTFederal component
HSTCombined federal and provincial component
PSTSeparate provincial component
QSTQuébec provincial component
Zero-rated supplyTaxed at 0 percent
Exempt supplyNo GST/HST charged under exempt rule

The reverse calculation starts only after these entities are classified.

Canadian Tax Entity Map reverse tax diagram

Place of Supply

CRA guidance says the rate to charge depends on place of supply, meaning where the sale, lease, or other supply is considered to be made.

This matters for online and delivered orders.

CRA gives examples where delivery location or pickup location changes the tax charged. In one example, a laptop delivered to Nova Scotia uses Nova Scotia HST, while customer pickup in Manitoba uses GST and Manitoba PST.

For reverse tax:

ScenarioRate-selection issue
Pick up in storeStore province may matter
Delivered to customerDestination may matter
Digital servicePlace-of-supply rules may apply
Cross-border saleImport or export rules may apply
Zero-rated supplyRate may be 0 percent

Receipt and Invoice Display

CRA guidance says customers must be told if GST/HST is applied and whether GST/HST is included in the price or added separately. It also says receipts or invoices must show the GST/HST rate and amount paid or payable with GST/HST amount as separate lines, or clearly state that the total includes GST/HST.

Receipt and Invoice Display reverse tax diagram

For reverse tax, this means the receipt may give you one of three useful clues:

DisplayWhat to do
Tax shown separatelyVerify by subtraction
Total says tax includedReverse from total
HST rate shownUse total HST rate

Reverse Tax Example: GST Only

A GST-only example applies when the receipt contains only GST, such as a clean 5% GST amount in a GST-only context. Divide the GST-inclusive total by 1.05 to recover the pre-tax amount, then subtract to find GST. Do not use this example for HST, GST plus PST, or Quebec GST plus QST receipts.

Suppose a GST-inclusive total is 105.00 and the GST rate is 5 percent.

105.00 / 1.05 = 100.00

105.00 - 100.00 = 5.00

The pre-tax amount is 100.00 and the included GST is 5.00.

Reverse Tax Example: HST

An HST example applies when the receipt shows one harmonized tax line. Divide the HST-inclusive total by 1 plus the HST rate for the province and date. The important distinction is that HST is not just the 5% federal GST. It includes a provincial component inside one combined rate.

Reverse Tax Example: HST reverse tax diagram

Suppose an HST-inclusive total is 114.00 and the HST rate is 14 percent.

114.00 / 1.14 = 100.00

114.00 - 100.00 = 14.00

The pre-tax amount is 100.00 and the included HST is 14.00.

Québec GST and QST Example

Suppose the selling price before tax is 100.00.

ComponentAmount
Selling price100.000
GST at 5 percent5.000
QST at 9.975 percent9.975
Total114.975

Reverse calculation using additive combined rate:

114.975 / 1.14975 = 100.00

Included tax:

114.975 - 100.00 = 14.975

After cent rounding, receipt totals may vary by one cent depending on line-level calculations.

Reverse Tax Example: GST and PST

Suppose a total includes GST at 5 percent and PST at 7 percent, both calculated on the 100.00 selling price.

ComponentAmount
Selling price100.00
GST at 5 percent5.00
PST at 7 percent7.00
Total112.00

Reverse using additive combined rate:

112.00 / 1.12 = 100.00

Use this only when both taxes are calculated on the same pre-tax base.

Example: Zero-Rated Supply

A zero-rated supply has a 0% rate for calculation purposes, so there is no tax amount to remove from the price. The gross and net amount are the same for reverse-tax arithmetic. Zero-rated and exempt can have different reporting meanings, but a reverse calculator should not remove GST, HST, PST, or QST from a zero-rated amount.

Suppose a receipt total is 50.00 for a zero-rated supply at 0 percent GST/HST.

50.00 / 1.00 = 50.00

Included tax:

50.00 - 50.00 = 0.00

Do not reverse a zero-rated supply with the standard GST rate. Zero-rated means the rate is 0 percent for the supply.

Decision Matrix for Canadian Reverse Tax

Receipt or invoice situationReverse-tax action
GST only includedDivide by 1.05
HST includedDivide by total HST multiplier
GST and PST shown separatelyCheck bases, then combine or separate
GST and QST in QuébecUse 14.975 percent only when the basic rule applies
Zero-rated supplyUse 0 percent
Exempt supplyDo not remove tax
Mixed taxable and zero-rated itemsSplit first
Delivered orderCheck place of supply

Common Mistakes

Common mistakes include treating HST as GST-only, ignoring PST or QST, applying a combined rate to exempt lines, using one province's rate for another province, and removing tax from zero-rated supplies. The fix is to identify tax label, province, taxable base, and receipt date before calculating.

The practical mistake pattern is label confusion. GST, HST, PST, and QST are related but not interchangeable. A Canadian receipt may need a GST-only formula, an HST formula, a GST plus PST formula, or a GST plus QST formula. The tax label and province should be resolved before the calculator asks for a rate.

Treating HST as Separate GST and PST

HST is a harmonized tax shown as a total HST rate when it applies.

Compounding GST and QST Incorrectly

Use the official rule. Revenu Québec states QST is calculated on selling price excluding GST.

Ignoring Place of Supply

Delivery and pickup location can change the applicable tax.

Reversing Zero-Rated Supplies

If the rate is 0 percent, there is no tax amount to remove.

Using One Rate for Mixed Items

Separate taxable, zero-rated, and exempt supplies.

What This Page Does Not Cover

TopicBetter page
Québec calculator pageQuébec Reverse Sales Tax Calculator
Choosing a rateHow to Choose the Correct Tax Rate
Multiple taxes formulaReverse Formula for Multiple and Stacked Taxes
Canadian province pagesProvince-specific calculator pages

Frequently Asked Questions

What is the difference between GST and HST?

GST is federal. HST combines the federal GST with a provincial component into one harmonized tax in participating provinces.

What is PST?

PST is provincial sales tax used by some provinces outside the HST system.

What is QST?

QST is Québec sales tax. It is charged along with GST on many Québec supplies.

How do I reverse GST?

Divide the GST-inclusive total by 1 + GST rate / 100, then subtract the pre-tax amount from the total.

How do I reverse GST and QST in Québec?

For the cited Revenu Québec basic rule, use a combined additive rate of 14.975 percent when both GST at 5 percent and QST at 9.975 percent apply to the same selling price.

Can I use one Canadian rate for every province?

No. Place of supply, province, tax type, and supply type matter.

Sources

These sources support Canadian tax label and rate context. The formulas on this page come from the arithmetic relationship between pre-tax amount, tax rate, tax amount, and tax-inclusive total. Use CRA, Revenu Quebec, and provincial tax authority guidance for taxability, registration, filing, and rate decisions.